Workers Compensation Insurance

Workers Compensation Insurance

Workers’ comp—every business owner should know what it is and how it works. Number 1 Insurance can help.

Employees experience illness and injury on their jobsites all the time. From something as simple as slipping in the parking lot all the way up to being injured in an explosion, workers’ compensation insurance will cover the medical costs and part of the income lost due to that worker’s injury.

In almost every state, it is a requirement for business owners to have a workers’ compensation insurance policy in place. Beyond legality, it is also a good idea to have workers’ comp because otherwise, your business risks being sued for workplace injuries. It protects both your employees and your business. A win-win situation.

Want to learn more about workers’ comp and the right policy for your small business? Give Number 1 Insurance a call. We work closely with all kinds of business owners across the Huntington Beach area. We’ll help you find the right coverage for you and your workers!

At Number1 Insurance, having a workplace that is protected gives you extra security. As a California employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.

We offer many different programs for different industries in California, in order to customize a package that fits your needs and industry. We take a proactive approach to our clients’ Workers’ Compensation challenges. We will work to reduce your insurance costs, thereby saving you money this year and years to come.

Coverage and benefits can be obtained for the worker no matter who is at fault. For those workers injured in the workplace, medical expenses and income replacement may be necessary. Our network of companies and experienced agents with help you find the right policy that meets all your needs. By contacting us today, we can assist and guide you through these complicated steps.

How does this benefit the California business owner?

  • Reduced injuries and losses
  • Reduced medical and disability costs
  • Reduced policy adjustments
  • Reduced premium costs

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