Commercial Lines Products

Our Commercial lines department is dedicated to giving you the best service and providing you with the best product on the market. Our experienced commercial lines staff is made up of experienced agents and friendly customer service representatives that will go the extra mileto meet your needs.

To give our clients the highest quality coverage possible our agency only works with the best names in the industry. Each insurance carrier we work with represents different niches and levels of exposure and service, allowing us to provide a valuable product for every type of risk available.

General Liability and Excess Liability

We utilize dozens of A.M. Best A rated carriers that can provide above and beyond coverage for just about any line of business or exposure. We have contracts with carriers that can take on the biggest of risks with general liability and excess liability limits$10,000,000 and above. Most of the carriers we deal are capitalized from $500 million to over $2 billion dollars in net worth.

Property Insurance

Have a high value building or commercial shopping center that needs fire insurance? Not to worry Number 1 has the answer for you. We can insure any building, vacant or occupied for Replacement Cost or Actual Cash Value, limits $10,000,000 and above.

Workers Compensation

Whether you are a growing business withonly a few employees, or a large firm with 50 employees, we have contracts with some of the best names in employers liability insurance. Rates may be as low as 20 cents per $100 payroll/renumeration exposure.

Employment Practices Liability Insurance

We wrote the Wikipedia articleon this because we knowEPLI best. If you are a business owner concerned about sexual harassment, discrimination,wrongful termination, and invasion of privacy suits let us help protect you by finding the right EPLI policy foryou.

Commercial Auto

Whether you haveone service vehicle or you have a fleet of vehicles we have the right carriers that can save you money today. Our automobile carriers offer flexible payment plans, great coverage, and reasonable rates.

Garage Liability / Garagekeepers

Own a mobile detailing business and having a tough time finding a comprehensive garage liability policy, well we’ve got you covered too. We have access to carriers that write mobile and premises garage exposures ranging from car washes, mechanic shops, tire dealers to auto dealers and those in the mobile trade. Policy forms are available with direct or legal liability and garagekeepers enhancements.

Professional Liability / Errors & Omissions

Whether you are a real estate agent ora specialty consultant, Number 1 Insurance is your one stop agency. The carriers we work with can offer malpractice coverage to any type of consultant or professional and at great payment plans. Please speak to one of our agents today on protecting yourself from today’s litigious world.

Bonds

Have a state or local municipality requiring a bond, than talk to one of our experienced agents today. We have access to multiple surety carriers and wholesalers to find the best price for you on any of your fidelity and surety needs.

Specialty Programs

We have specially designed programs and experienced, dedicated agents to serve the special needs of:

A few carriers we work with

(as direct agent or through wholesalers)